Coronavirus resources for our clients & student members

Wellfleet encourages all student members to get vaccinated, and respects their final decision. For those seeking the COVID-19 vaccine, Wellfleet will waive all out-of-pocket costs regardless of which FDA approved vaccine they receive. For additional resources and coverage information, visit COVID-19 FAQ.

Effective for tests purchased on or after 1/15/2022, Wellfleet will cover over the counter (OTC) COVID-19 tests without a doctor order limited to eight (8) tests per calendar month per covered member with no member cost share.

The test must be purchased for personal use, not for employment purposes, has not been (and will not be) reimbursed by another source, and is not for resale. This federal regulation applies to both fully-insured and self-funded ACA compliant plans.

The following documentation must be submitted for reimbursement:

  1. Completed COVID-19 OTC Test Reimbursement Form | Download »
  2. Receipt from seller, documenting date of purchase and price
  3. UPC label from COVID-19 test box

Wellfleet to provide oral antiviral treatment for COVID-19, with no out-of-pocket fees Eligible student members, can now receive oral COVID-19 therapeutics, PaxlovidTM and molnupiravir at no cost.1 Recently, the U.S. Food & Drug Administration (FDA) issued an emergency use authorization for Pfizer’s PaxlovidTM and Merck’s molnupiravir for the treatment of mild-to-moderate coronavirus disease (COVID-19) for certain patients who are at high risk for progression to severe COVID-19, including hospitalization or death.

In response to this news, eligible Wellfleet Rx members will have no cost-share for Pfizer’s PaxlovidTM and Merck’s molnupiravir for the treatment of mild-to-moderate coronavirus disease (COVID-19), when prescribed by a licensed health care provider.1 The FDA recommends initiating as soon as possible after diagnosis of COVID-19 and within five days of symptom onset.

Prescriptions can be filled at participating pharmacies. Wellfleet Rx members can find participating pharmacies by visiting

Student members should note:

  • Treatments are only available by prescription from a licensed health care provider
  • Treatment is limited to 1 course of therapy in a 180-day window · Age limits apply – 12+ for Pfizer’s PaxlovidTM and 18+ for Merck’s molnupiravir
  • Members should inquire with their preferred pharmacy on drug availability
1Plan details subject to change at any time. Contact Wellfleet Student customer service for additional details.

*We advise members to be alert to the possibility of scams and price gouging. Please contact us before purchasing unsolicited insurance products or changing the terms of your current policies.

  • Coronavirus Hotline: (833) 343-5338, M-F 8:30 a.m. – 5:00 p.m.
  • Email: [email protected]
  • Phone: (877) 657-5030

Do you have additional questions?

Whether you’re a current Wellfleet Student member, administrator, or partner, contact us with any questions you have. We’ll look forward to hearing from you. 

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Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.