True Choice Student Health Plan
True Choice is an ACA-compliant student health insurance plan – without the restrictions of traditional commercial provider networks. With True Choice, students get lower care costs and more freedom to see the doctor of their choice.
Plus, you can experience a premium savings of up to 20% when compared to a commercial PPO plan1.
Simplify student healthcare and reduce costs with True Choice
Freedom to see the doctor of your choice
No network
constraints
assessment and selects their test
Built for students and simple to use
Comprehensive, flexible plan design
See how True Choice compares to commercial PPO plans.
True Choice uses a reference-based pricing model, which has been successful for decades in commercial insurance plans. It does away with traditional networks by working with providers, regardless of location or affiliation, to provide a fair price for the services they offer. This gives students more freedom while reducing their cost of care.
Providers aren’t classified as in-network or out-of-network and are accessible to student members. Benefits are simple — with comparable member cost share across providers.
True Choice leverages years of data from Medicare, actual costs, accepted payments, and negotiated rates to determine a fair price – and results vary by provider.
True Choice plans are customizable to the school’s unique needs. This includes:
- Wellfleet Rx, with $0.00 copays on over 40 highly used medications
- The Student Behavioral Health Suite
- 24/7 telehealth options, including Nurseline, CareConnect, and Teladoc®
- Simple health plan management via the Wellfleet Student App
- Student Health Center care coordination
- Travel assistance
- More!
True Choice uses a reference-based pricing model, which has been successful for decades in commercial insurance plans. It does away with traditional networks by working with providers, regardless of location or affiliation, to provide a fair price for the services they offer. This gives students more freedom while reducing their cost of care.
Providers aren’t classified as in-network or out-of-network and are accessible to student members. Benefits are simple — with comparable member cost share across providers.
True Choice leverages years of data from Medicare, actual costs, accepted payments, and negotiated rates to determine a fair price – and results vary by provider.
True Choice plans are customizable to the school’s unique needs. This includes:
- Wellfleet Rx, with $0.00 copays on over 40 highly used medications
- The Student Behavioral Health Suite
- 24/7 telehealth options, including Nurseline, CareConnect, and Teladoc®
- Simple health plan management via the Wellfleet Student App
- Student Health Center care coordination
- Travel assistance
- More!
1Average client savings based on 2022-2023 plan year claims data. Savings vary based on plan structure, performance, and client
*True Choice is not available in all states. Currently available in AL, CO, KY, ME, OK, & TX. Contact Wellfleet for more details.
This policy has exclusions and limitations. For costs and complete details of the coverage, call your insurance agent or the company.
How to get started
Complete the form below, and a Wellfleet Student sales representative will follow up to answer your questions.
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Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.