Student Health Insurance 101
Resources to help college students better understand student health insurance and empower them to navigate their healthcare needs both on and off campus
What is health insurance?
Learn the basics of student health insurance. Understand key terms like premiums, deductibles, co-pays, and co-insurance to help make informed decisions about your healthcare.
What’s covered by my student health insurance plan?
Learn about routine medical, behavioral health, emergency visits, and additional benefits such as virtual mental health visits, and more.
How does student health insurance work for international students?
Learn about student health insurance coverages, providers, and key terms to help make informed healthcare decisions in the United States.
What’s the difference between premium, deductible, copay, co-insurance, and out-of-pocket maximum?
Learn key health insurance terms to help manage expenses.
How to find your Wellfleet Student health plan coverages
Learn how to find the coverages provided by your Wellfleet Student health insurance plan.
Where should I go for care?
Learn how to make informed choices about how to find and where to go for healthcare.
How do I find a provider?
Learn how to find a provider through your Wellfleet Student account.
What are my options for mental healthcare with Wellfleet Student?
Learn about the mental wellness options available through your Wellfleet Student plan, including access to providers, virtual counseling, emergency care, and more.
What types of visits, procedures, and surgeries does Wellfleet cover?
Learn about covered services, accessing plan details, and getting necessary care.
What types of visits, procedures, and surgeries need prior authorization?
Learn about the importance of prior authorization for student health insurance.
How can you give someone else access to your medical records and authorization to speak on your behalf?
Learn how to grant access to their health records to a partner or family member.
What gender-affirming services are covered by my Wellfleet Student plan?
Learn how Wellfleet Student plan covers gender-affirming services.
How do deductibles, copay, and co-insurance work in real life?
Learn how deductibles, copays, and co-insurance work in real life with practical examples.
What’s the difference between in-network and out-of-network providers?
Learn how to locate in-network providers for cost-effective and convenient care.
When should I visit the Student Health Center or a Local Provider?
Learn when and how to access care through your Student Health Center or local primary care provider.
When should I seek care at an urgent care facility?
Learn when you should use urgent care facilities.
When should I seek care at an emergency room?
Learn when to go to the ER for serious health issues and how to navigate your healthcare options.
What medications does the Wellfleet Rx student formulary cover?
Learn about the Wellfleet Rx student formulary and understand your pharmacy benefits.
How to find on-campus health services
Learn to access on-campus health services, maximize care, and understand health insurance coverage.
How to submit pharmacy claims for reimbursement
Learn to submit pharmacy claims for reimbursement to Wellfleet Rx.
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Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.